Auto insurance and traffic tickets go hand in hand when it comes to your premiums and how much you pay. Let\u2019s face it, get one speeding ticket and you\u2019ll have a good clue your premium will be higher at renewal time. Unfortunately, most car insurance companies don\u2019t need much of an excuse to sock it to you following a minor accident or moving violation. They watch you like a hawk\u2026and swoop down on you at the first sign of a traffic infraction.<\/p>\n\n\n\n
That\u2019s why being on your best behavior when behind the wheel of your vehicle definitely has its advantages. Not only do you keep yourself and other drivers safe, but you can also save money on your auto insurance by keeping a clean driving record. While this all sounds great on the surface, it\u2019s not as easy as it sounds. Sometimes things happen \u2013 sometimes within our control \u2013 sometimes beyond. Of course, we don\u2019t have to speed, use the HOA lane when carrying only one person or make an illegal U-turn. Those are inexcusable infractions.<\/p>\n\n\n\n
However, there are certain infractions that are more or less excusable. These are popularly known as \u201cFix-It Tickets\u201d, also called correctible violations. Traffic citations that fall under this category are broken taillights or headlights, auto registration offenses, such as expired tags, tinted windows darker than allowed, and a number of other considered minor violations. Motorists who have never been stopped for a fix-it ticket tend to initially overreact. They immediately assume, because they were pulled over while driving, that they\u2019re facing a major rate hike on their car insurance.<\/p>\n\n\n\n
Actually, while a fix-it ticket shouldn\u2019t be taken lightly, since you\u2019re expected to correct what you were ticketed for in the specified amount of time, if you repair or renew what you were cited for\u2026the violation goes away once you prove the work\u2019s been done to the court\u2019s satisfaction. Your insurance company will not be notified, no points will appear on your driving record, and your auto insurance rates won\u2019t go up as a result of it.<\/p>\n\n\n\n
Having said that, it must be pointed equally out that, if you decide it\u2019s not worth the trouble and ignore it, you\u2019ll find yourself in a very uncomfortable position. For example, if you don\u2019t attend on your assigned court date, the court, at its discretion, can levy a fine. At which point, should you continue to ignore the court and the fine, you\u2019ll be subject to a bench warrant for failure to appear\u2026and, you\u2019ll probably have all of your driving privileges taken away and your license suspended for a period of time.<\/p>\n\n\n\n
Once this happens, you\u2019ll also be looking at getting a number of points on your driving record, which your insurer will see\u2026and, that, will subsequently lead to higher insurance premiums.<\/p>\n\n\n\n
So, if you get pulled over and you\u2019re informed it\u2019s a fix-it ticket\u2026make the repairs or corrections within the time allotted or ask for an extension. Forgetting or ignoring to follow through will only cause you a carload of unnecessary problems.<\/p>\n\n\n\n
You also don\u2019t want to forget to check that you\u2019re getting the best rate on your auto insurance. Why not get a free auto insurance quote today?<\/p>\n","protected":false},"excerpt":{"rendered":"
Auto insurance and traffic tickets go hand in hand when it comes to your premiums and how much you pay. Let\u2019s face it, get one speeding ticket and you\u2019ll have a good clue your premium will be higher at renewal time. Unfortunately, most car insurance companies don\u2019t need much of an excuse to sock it […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[33],"tags":[],"class_list":["post-399","post","type-post","status-publish","format-standard","hentry","category-auto-insurance-basics"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/399"}],"collection":[{"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=399"}],"version-history":[{"count":5,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/399\/revisions"}],"predecessor-version":[{"id":672,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/399\/revisions\/672"}],"wp:attachment":[{"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=399"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=399"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=399"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}